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The Power of Time and Patience

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It's challenging to be patient in a fast-paced, immediate gratification world, but some things are worth the wait. Consider, for example, how a powerful financial reality (compound interest) can help investors accumulate a lot of assets over time to reward their patience and perseverance. Here's how it works: You invest $1000 at a 5% annual interest rate. You'll have earned $50 in interest by…

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Lifestyle Choices Can Secure Your Retirement

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For many nearing retirement, lifestyle choices become more significant in determining their comfort level for the rest of their lives. They must decide whether it is better to make some of those choices now or have their circumstances force lifestyle changes later in retirement. That's the dilemma faced by many people who have come to enjoy their way of life, but now realize that sacrifices will…

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Year-End Planning Tips

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Now is usually the best time to consider harvesting tax losses before the year-end to manage your overall income tax situation, based on various types of earned or investment incomes. Investors have a few weeks left to sell unwanted assets like individual stocks, , cryptos, equity funds, bond funds and so on. The settlement date must occur within the 2022 calendar year or by December 30th. You…

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Beware of Travel Scams

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If you are planning a holiday, it is wise to be aware of the six most common travel scams you might encounter on your journey. Travel scams vary from country to country, but a few scams are commonly found almost everywhere. We have put together a list to help you stay safe during your adventure. Taxis Unethical taxi drivers often illegally adjust the metre which results in exorbitant fees for…

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The Ravages of Alzheimer's

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The Baby Boomers have become known as the sandwich generation as they are wedged between the dependency needs of aging parents and the needs of their children. Those hit the hardest have been the families ravaged by the onset of dementia or Alzheimer's disease. Baby Boomers now find themselves reaching the age when the disease is more likely to strike. Very few are prepared for the emotional and…

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